The Ultimate Guide to Commercial Insurance

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Anyone interested in opening a business should understand how commercial insurance companies and their policies work. The Youtube video “Business Insurance: A Quick & Easy Overview” has all the details, so you can start your entrepreneurship on the right foot. Let’s find out more!

This video will be helpful whether you’re a prospective business owner or an entrepreneur who never understood much about their insurance policy. There are four basic parts you should know: liability coverage, property coverage, workers’ compensation, and commercial auto.


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Liability coverage is the type of insurance that covers what happens to other people because of your business. That policy can include medical and legal protections based on injuries that happened to clients in that location. If someone fell because of a wet floor, and they want to sue you or have to go to the hospital, insurance will cover it. There’s a limit to these situations and normally it’s $1,000,000 per situation and up to $2,000,000 a year.

However, this general liability coverage doesn’t include sickness or injury because of what you’re selling. If you sell food and someone gets intoxicated, insurance will not pay the repercussions.

You can check the rest of the video for more details about commercial insurance companies.

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